Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Capital Home Loans consent to lease

  • Just wondered if Capital Home Loans activate a right to increase interest rates on a standard mortgage that has just been approved for Consent to Let at any time, onto ‘rates akin to their BTL products'?

  • We have a Capital Home Loans home loan and are never missed a loan payment, both employed etc. Can you tell me how much the fees are and if Capital Home Loans usually grant consent to let without transferring to a commercial rate?

  • I am wanting to email my lender Capital Home Loans justifying the following logic for my request for consent to let ; "I am struggling with the mortgage and wish to move back with my parents but can't sell. I wish to avoid defaulting on the mortgage and have thought about returning the property to you. If I had consent to let that may solve matters." Is this likely to convince them to grant me consent to let?
  • I bought a house three years ago in Liverpool when I worked locally. I got a promotion which requires working in London. I travel down on Saturday evening and live with a family member mid week. I decided onmoving home to avoid the commute. I am looking into the possibility of renting out my existing home. The mortgage is with Capital Home Loans, would I have to change my mortgage product or ought I try to get consent to let?
  • My existing mortgage is with Capital Home Loans, but I will soon to need move out for approximately a year as we need to be nearer to my wife’s mum and dad. Will Capital Home Loans give consent to let?
  • I have a mortgage with Capital Home Loans at present and just enquiring if there any costs for obtaining consent to let
  • Was wondering how to obtain a consent to let from Capital Home Loans who I have a mortgage with. There is a remaining balance of 47k. The value of flat is 220k. Property is in my name but my wife and I would like to purchase a studio flat in Merton we have seen together. How do we go about this?
  • I am planning on moving inside the next 6 months and want to lease my property out. My current rate is fixed with Capital Home Loans. I am worried a 1% increase would be too much if that was linked to receiving consent to let