Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Capital Home Loans consent to lease

  • I’d appreciate your advice if you have had experience requesting Consent to Letfor12 months from Capital Home Loans or if you have any advice as to how such consent is granted.

  • What is the process for obtaining consent to let from Capital Home Loans? What evidence do they ask for? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide not to rent the property out?
  • I acknowledge that I have been extremely reckless in not informing Capital Home Loans that I’m renting my flat out. I would like to do things properly and request consent to let. If Capital Home Loans says yes, how would you rate the chances of them knowing that I’ve already been renting it without consent?
  • Me and my partner just completed on a property in Manchester and will be moving to Amersham at the end of the month. I have a letting agency and tenant now. I was proposing to leave everything as it stands as I'm worried Capital Home Loans will say I have to change my mortgage rate over to a buy to let and am unable to afford that. I appreciate that it would be preferable to secured a consent to let via Capital Home Loans but am afraid if I come clean it would result in a whole host of problems
  • Do you know if I can retain my existing homeowner mortgage with Capital Home Loans if I start renting out? If the consent to let is given will they tie me into an increased rate?
  • Do you know whether Capital Home Loans will accept rental income on consent to let for affordability purposes or does it need to be on a buy to let ? Would Capital Home Loans let me raise capital based on the rental income ?
  • I currently have my mortgage with Capital Home Loans and have been for the past twenty months and I am interested in finding out some more information about the possibility of getting 'consent to let’.
  • I would like to rent out my flat for 3 years at most. I would like to know if I could have a consent to let from my existing mortgage lender Capital Home Loans?