Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Capital Home Loans consent to lease

  • Exciting times as my husband and I are moving to Beijingin Month, possibly temporarily but conceivably longer term. We have just applied to Capital Home Loans to obtain consent to let out the property (we have already found tenants). The mortgage has been in place with Capital Home Loans for 5 years and there have been no arrears. Capital Home Loans say, that even if they give permission, that this will be a temporary arrangement for one year. Do I then need to reapply?

  • I will soon be emigrating to Australia. As opposed to sell my house, I would like to lease it out, just in case things don’t go as expected. My current mortgage is with Capital Home Loans. If I looked to remortgage would a new provider consider this as me seeking to dodge a Buy To Let mortgage, of which there is very restricted availability for 80% LTV, and therefore turn down my application for Consent to Let?
  • My twin and his partner currently lodge with me at my flat. This Spring I would like to move out of the property and in with my partner. Is it possible to get consent to let from Capital Home Loans after only having the mortgage for less than half a year?
  • My property has had a mortgage against it with Capital Home Loans since 2000. Since then I've married and live in my husband’s home. At the moment the property is empty and we either need to sell or have someone rent. Obviously this could be a long term proposition as I can't see us move back in. What should I tell Capital Home Loans with a view to obtaining consent to let?
  • I would like to buy a new house but can't afford to sell my existing apartment with a Capital Home Loans mortgage. Do you know acceptable terms for Capital Home Loans to grant consent to let? Is getting married and having kids an acceptable reason to seek consent?
  • I have had my mortgage with Capital Home Loans for the past eighteen months and I am interested in finding out some more information about the possibility of getting 'consent to let’.
  • Am I required to obtain consent to let if I let to a family member (in my situation my mother now lives there and contributes towards the Capital Home Loans mortgage)?
  • Eleven months into mortgage with Capital Home Loans due to work reasons need to relocate. Do you think I can get buy to let or consent to let.