Need Help?

Need professional advice for your consent to let with Capital Home Loans? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Capital Home Loans consent to let

  • I intend to let out my flat to some tenants who have asked me for evidence of my ‘consent to let’ from Capital Home Loans, my mortgage lender. Is this a standard request?

  • I have a residential loan with Capital Home Loans. I wanted to buy a second house and my mortgage broker recommended I seek consent to let. I was under the impression that they only accept the consent to let where it is my intention to move back into my current home. Your view would be appreciated?
  • My boyfriend and I (joint owner) are in the process of remortgaging with Capital Home Loans. I was conducting some research concerning consent to let from Capital Home Loans to understand the rules around potentially letting our existing apartment out (probably in a in a couple of years time) if we moved away. The flat in question was a first-time purchase for us about 2 years ago. Currently we are living there.
  • Following retirement last year I acquired a “retirement home” for my wife and myself to move to. Our intention is to let our current property to our grandson and I have therefore applied to Capital Home Loans for consent to let. I was just seeking a general view on whether Capital Home Loans currently allows it?
  • The prevailing mortgage is with Capital Home Loans, but I will soon to need move out for about a year as we need to be nearer to my partner's father. Will Capital Home Loans grant consent to let?
  • I would like to know if I have a residential mortgage with Capital Home Loans and decide to let it out, does the rate increase and are there any additional costs for applying for consent to let.
  • Do you know whether there a time limit on a consent to let from Capital Home Loans? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?
  • I have a homeowner mortgage with Capital Home Loans. I bought the property in December two years ago. What are the options and criteria for consent to let.