Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Britannia consent to lease

  • My wife and I have a Britannia mortgage and are are not in arrears, both employed etc. Can you tell me how much the fees are and if Britannia are likely to give us consent to let without changing to a new mortgage product?

  • Britannia have just granted me consent to let. After some effort, Britannia have issued me with ‘consent to let’ confirmation . There is reference to an assured shorthold tenancy. Can you explain what this is?

  • I obtained consent to let from Britannia three yrs ago but never used it and subsequently remortgaged to a new bank. I recently applied for consent to let. I was informed that it would be forthcoming since I met the criteria. However I received a letter informing me that I must provide evidence from the DWP evidencing that that are aware of my current situation before they can provide authorisation. They said this is policy but I have not been able to find these conditions on their site. I did complain about the insinuation that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £25 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to continue with them
  • I have a Britannia mortgage and have been letting out the property omitting to get consent to let, making me in contravention of my mortgage conditions. I think I have come onto their radar that I am not residing there. Is my only option is to dispose of the apartment prior to being repossessed?
  • Can you explain the process for gaining consent to let by Britannia? Is there certain requirements for example you have to have owned the property for over 9 or 12 months before its given?
  • I am trying to find out if Britannia will grant consent to let in a situation where we need to move closer to relatives in a different house albeit that we may move back the future if circumstances change.
  • I recently bought a property with 10% deposit for personal reasons. A homeloan was taken with Britannia. However my circumstances have now changed. I am being transferred abroad. Am I able to obtain consent to let from Britannia and put the house up to let?
  • I have a mortgage with Britannia taken 3 months ago where I moved from another lender. Can I now rent my property with consent to let from Britannia as I am looking to purchase another property.