Need Help?

Need professional advice for your consent to let with Britannia? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Britannia consent to let

  • Finding myself in a difficult predicament with a Consent to Let home loan. Having sought consent to let the bank has asked me to provide them with a signed AST as a prerequisite to granting permission. Is is not the case that if I adhered to their request that I would be violating the lender’s terms and conditions?

  • I have had a mortgage for six years with Britannia. My other half has bought a property in Sutton and I have the opportunity to move in with him. Is it possible for me to lease out my apartment with consent to let in case I need to move back? Also what legal paperwork must I provide Britannia with when completing the consent to let form?
  • My partner and I are the registered owners of a flat in Manchester and will be relocating to Bristol at the beginning of the month. I have a letting agency and tenant now. I was proposing to leave everything as it stands as I'm afraid Britannia will say I have to change my mortgage rate over to a buy to let and am unable to afford that. I would like to secured a consent to let via Britannia but am afraid if I come clean it would result in no end of issues
  • We are planning to release equity in my current house to acquire another property which I intend to live in whilst I do it up. I would like to let out my current property with the Britannia loan. I was just seeking a general view on whether Britannia currently allows consent to let? House is worth £450 k with a £125k mortgage in place.
  • I'm about to switch lender to Britannia for a fixed rate but the likelihood is that I will need to rent the property out for approximately one year. Do Britannia consent to let on fixed rate home loans and if so, what are the costs.
  • Is it possible to refinance with Britannia with consent to let if my fixed rate is coming to an end. Circumstances would not have changed.
  • My son has a mortgage with Britannia and he wants to let his flat out as he is moving in with his girlfriend.Will she be given consent to let? What is the process and what needs to be done next?
  • Eleven months into mortgage with Britannia due to job offer.. need to relocate. Is it possible to get buy to let or consent to let.