Need Help?

Need professional advice for your consent to let with Bradford & Bingley Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bradford & Bingley Consent to Lease Example Support Desk Enquires

  • I was thinking of renting out my cottage and make money from it whilst on vacation. It only a short term option for ten days. Will consent to let be needed from Bradford & Bingley?

  • At the moment I have a mortgage with Bradford & Bingley and I am planning buying a house with my fiance. It's her council house on a right to buy scheme. Would it be possible to change my Bradford & Bingley mortgage to lease out my existing property in Greenwich even though the property is currently in negative equity.
  • I would like to let my current property as I wish to buy a larger house for the family. I have a fixed rate mortgage with Bradford & Bingley. On the basis I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term is finished. Could I refinance after two years with another lender? Will it have to be buy to let mortgage and not a residential mortgage?
  • I have been offered a once in a lifetime job opportunity for eight months in Denmark. I do have sufficient money to pay the monthly Bradford & Bingley mortgage however the buildings insurance requires continuous residency in order to remain valid. Last winter the roof was damaged but repaired. If there happened to be any problems during the winter months I would struggle to afford remedial works. Would I be eligible for consent to let from Bradford & Bingley for the period I am abroad?
  • My wife and I are looking to ask Bradford & Bingley for consent to let out our property in Bexley. We are moving overseas for 2 years and would like to to rent out the property. I failed to check this out when we got the Bradford & Bingley mortgage, and that was due to the fact that we never foresaw an opportunity like this would come up so was planning on occupying the property.
  • My existing mortgage is with Bradford & Bingley, but I have to get consent to let for around 12 months as my partner is unwell and is struggling to balance work with the hectic environment we are living in. We want to take time off for a year (by living near her mum and dad and having their help) in a greener less intense part of Bristol.
  • Does my LTV need to be at a certain level to allow me to apply for a consent to let from my mortgage provider Bradford & Bingley. Will any consideration be given to the fact that I only drew down on the mortgage four months ago?
  • I'm considering a remortgage offer with Bradford & Bingley and it's a strong possibility that I will require consent to let during the fixed period. Are there any penalties I should that may be applicable?