Need Help?

Need professional advice for your consent to let with Bradford & Bingley Limited? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Bradford & Bingley consent to lease

  • I'm buying a semi detached house in Newham. I will only want to reside there for nine months, and subsequently move into a larger apartment. Rather than sell the first apartment I'd like to let it out so that it form part of an investment portfolio. Do you know if Bradford & Bingley would give consent to let in such a scenario?
  • Last week offered a job overseas and considering whether it's worth leasing my house out. Will Bradford & Bingley allow me to change mortgage or grant consent to let? If not I will have to consider if I should accept the promotion. I wouldn't mind paying an increased amount as I intend to come back and move into my home after twenty four months. My agenda here is not to to make money. Just really like my house and want to return to it at some point in the future.
  • As a result my job, I am in a position where I anticipate that Bradford & Bingley will provide me with Consent to Let from day one of buying a property. My intention is to buy a property in Westminster and let it out, I will remain in the house that is provided (rent payable) by my employer. As I will be letting out the property I will clearly have to prepare a Self Assessment Tax Return, but I just want to check that although it is my only property (and it is not on a buy to let mortgage), will I still be able to claim Tax relief for the interest on my mortgage and the associated costs of letting out the property. I can only find advice for those with a buy-to-let mortgage, but mine will technically not be B2L.
  • My house had been let to students for three years between 2009-2012 while living overseas. I have a letter dated January 2010 from my building society granting consent to let. In the letter it clearly states that the consent to let is valid for "the remaining term of the mortgage". I have not remortgaged since the letter was issued. I now plan to move house and rent out my existing house. However, my IFA has suggested that the 2010 consent to let letter may not satisfy the new lender Bradford & Bingley for the property I intend to buy.Can this be right
  • My OH and I have already let but only just dawned on us that Bradford & Bingley ought to have been told and consent to let sought - what's the best course of action now?
  • My Bradford & Bingley mortgage is coming up for renewal. We would like to apply for a new residential mortgage and then apply for a consent-to-let. Is this possible? We don't use the house much now that our kids have grown up, and would be better used as a rental.
  • I am intending on relocating within the next nine months and want to rent my house out. My interest rate is fixed with Bradford & Bingley. I am concerned that a rate hike would be too much if that was linked to obtaining consent to let
  • Just a quick one. Will Bradford & Bingley force me into a consent to let product while I'm in a fixed rate product for 2 years?