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Need professional advice for your consent to let with Birmingham Midshires? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Birmingham Midshires consent to let: Q and A’s

  • Is consent to let needed from Birmingham Midshires or can I let my basement flat without telling Birmingham Midshires and being forced to switch to a B2L loan?

  • I have a regular mortgage over my home in loc with the intention of moving abroad to country for two years. During this time it makes financial sense to rent out my flat. My lender has declined to grant me consent to let. I wish to avoid taking out a buy to let mortgage as it’s only for a short period that I am abroad for.

  • I have a apartment in Enfield with a Birmingham Midshires mortgage but I no longer reside there. My sister moved in but pays no rent. I currently live in rented accommodation and am looking to purchase a house. I have identified a dream property at an attractive price. I have sufficient for a deposit to use on the house I am interested in but would be hard pushed to pay enough off the old property to switch it to a buy to let mortgage at the same time. Can I transfer the current Birmingham Midshires mortgage for my old flat into a consent to let and use my reserves to pay a larger deposit for the domestic mortgage on the property that I am looking to purchase?
  • I are looking to let out our one bedroom apartment in Brent in March. I would like some suggestions on what I need to do. I've just moved our Birmingham Midshires mortgage to a fixed term and just need to understand what the procedure is if I plan to get consent to let.
  • We have a letter to Birmingham Midshires requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • Would I be able to remortgage to Birmingham Midshires from my existing provider, with a consent to let or do I need a let to buy mortgage, and if so what are the LTV's?
  • My daughter has a mortgage with Birmingham Midshires and she wants to lease her apartment out as she moving in with her boyfriend.Will she be granted consent to let? What is the process and cost involved?
  • Do Birmingham Midshires offer consent to let? I am just considering this in order to move home in the the near future