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Need professional advice for your consent to let with Bluestone Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Bluestone Mortgages consent to lease

  • I have a ground floor flat but I am hardly there, deliberating the possibility of renting it out. The mortgage is with Bluestone Mortgages, would I have to change my mortgage rate or should I apply for consent to let?
  • We may need to rent out our home for a while due to a career opportunity. As we will be away for no more than twelve months would we need a consent to let our home. We already have a Bluestone Mortgages mortgage. Is there any criteria for consent to let that the property or individual has to meet?
  • The hope is to move home. My question is whether consent to let will be given on my property for me to then obtain a loan offer for the new house so I can put in an offer without being part of a chain and then let my house out once I move. Does Bluestone Mortgages issue consent to let for 12 months? Assuming the rental goes well is it possible for the consent to let time limit be continued?
  • I want a bit of preliminary advice to see consent to let is a sensible option. I bought my flat 7 months ago by transferring an existing Bluestone Mortgages mortgage product. My fixed rate finished three months ago. I'm currently deliberating moving in with a new partner who has his own property and mortgage also with Bluestone Mortgages, which I would not seek to be added to. I don't want to sell my property yet because I'm unsure of whether the new move will work out. I don't want to change to a B2L mortgage yet for 2 reasons: 1) I need to find out whether letting my property is a viable option for myself and 2) I need to raise additional capital to meet the 65% LTV ratio required for a BTL loan. Ideally I would like to receive consent to let from Bluestone Mortgages for 1-2 years in order to be more secure in becoming a possible landlord and to generate the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, resume living there.
  • I was just enquiring if Bluestone Mortgages would grant consent to let and what kind of fees, penalties and new rates etc
  • I will have to move to Miami for two years, I have a house with a Bluestone Mortgages mortgage. Do I need to ask consent to let? Will they be obliging?
  • My marital situation has changed, and I wish to let my place out - meaning consent to let- I have about £175K loan with Bluestone Mortgages and currently 90k equity I need to avoid the early repayment fees.
  • 13 months into mortgage with Bluestone Mortgages due to work reasons need to move. Is it possible to get buy to let or consent to let.