Consent-to-let Help for Barnsley Building Society (Yorkshire Building Society)

Sample questions relating to Barnsley Building Society consent to let

• I have a home loan with Barnsley Building Society on a flat and I wish to rent it out and rent an alternative property due to changes in personal circumstances - I want to move to a different location, and to live in a larger house with my fiance. I applied for consent to let and yesterday got a response refusing because they felt I want to invest. I dont know what to do next. The process has put me at risk since I already have rented a new home and would have to pay both Barnsley Building Society and rent payments, which could expose me financially. The matter needs to be resolved soon because a prospective tenant waiting in the wings
• Me and my wife live in a marital home where we have numerous vacant bedrooms. We are looking into the prospect of setting up an holiday rental type business to rent half the home out on a short term basis. Are you aware if this kind of thing allowed under Barnsley Building Society’s standard 'consent to let' Terms?
• I am applying for a home loan with Barnsley Building Society, but we hit a brick wall. My husband is a teacher in a boarding school, and as such accommodation is a benefit of the job. We wanted to purchase a three bedroom second floor purpose built maisonette to get on the ladder, and rent it out while we're in school accommodation. I had thought Barnsley Building Society would be willing to give consent to let from the outset of the loan. It appears that I may not be able to get consent to let. Can you give me any ideas what we can do?
• My understanding is that this is a contravention of Barnsley Building Society terms and conditions of mortgage if I let out my house having indicated that I intend to reside there. The aim is to repay the home loan after four years, by which time I will become the outright owner, meaning I no longer require any consent to let. Barnsley Building Society advised me I can overpay as much as I like during the agreement. I know someone who wants to rent the property. What checks do Barnsley Building Society do and what are the chances that they are likely to do this? Can you set out repercussions of not getting consent to let? From what I have read there is a possibility of Barnsley Building Society jacking up the interest rate
• Is it possible to negotiate a consent to let from Barnsley Building Society if I have a current mortgage which has been in place for twelve years?
• Am I required to obtain consent to let if I let to a family member (in my case my mum now lives there and contributes towards the Barnsley Building Society mortgage)?
• We have three months to run on a two year residential mortgage with Barnsley Building Society but now let the house out. Can I assume they will just charge a set fee for consent to let?
• What happens if a borrower has already let the property for some years as an HMO and now wish to legalise the situation with Barnsley Building Society by obtaining consent to let ? (assume Barnsley Building Society had already granted a standard mortgage on it some time ago)