Need Help?

Need professional advice for your consent to let with Banks and Clients plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Banks and Clients consent to let

  • I'm presently tied into a tenancy agreement until November and am buying a flat. Would my mortgage provider Banks and Clients object to granting consent to let until my tenancy is up and then moving in?
  • We have an existing mortgage with Banks and Clients and wish to clarify if it would be possible to seek consent to let out our one bed flat in Brent.

    The purpose for wanting to let out the property are are due to: -

    • My family and I will be migrating to India early next year.
    • In renting out the property this will facilitate savings to support the migration process.
    • It would be pointless from a monetary perspective to pay outright for a property which we are not residing in and by leasing out the property this would be viewed as continuing investment.

    If Banks and Clients granted permission to us for renting we would propose some financial assurances which are as follows: -

    • Maintain paying the monthly mortgage payment directly from my bank account.
    • Instruct an accredited letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Supply our contact details for when we relocate.
  • I am already a Banks and Clients mortgage customer in need of consent to let on my current property. We would like to purchase near where we are based with the Royal Marines,... but we may have to relocate.
  • Last month I got married and my wife and I would like to purchase a family home in the coming year, whilst keeping our ground floor flat in Sutton we currently live in to rent out. Mortgage on the flat is with Banks and Clients. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • Banks and Clients residential mortgage. Will they issue consent to let a house for 18 months? I plan to return as an owner.
  • I am looking to Banks and Clients to issue me with consent to let out my home in Southwark. I am about to commence a PhD opportunity in Maastricht University, Netherlands
  • We have a mortgage with Banks and Clients at the moment and just wondering where I can I get a consent to application form from
  • Where I have an existing normal mortgage with Banks and Clients and am planning to rent it out in the future will I be given consent to let? What is the procedure and charges involved?