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Need professional advice for your consent to let with Banks and Clients plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Sample questions relating to Banks and Clients consent to let

  • I plan to apply to Banks and Clients to obtain consent to let out my property in Banks and Clients. However I have put the house on the market but there are no takers and paying a full mortgage, council tax and insurance on an empty house is draining me financially. How are Banks and Clients going to react if I have the house on the market?

  • Eighteen months ago we bought our council home, in Camden,recently valued at £220k. It's completely paid for from our own funds, unencumbered. We are prohibited from selling (without penalty of losing some of our discount) before 5 years have expired. Regardless, we wish to keep it as a investment property to lease out. We are considering taking out a mortgage with Banks and Clients. Will consent to let be given?
  • I previously got consent to let from Banks and Clients in 2011 but never used it and subsequently refinanced with a new lender. I recently applied for consent to let. I was told it would be authorised since I met the criteria. Yet recently got a letter informing me that I need to supply evidence from the DWP evidencing that that are aware of my current situation before they can issue authorisation. They said this is policy but I have not been able to find these T&Cs on their site. I did complain about the insinuation that I might intend to continue to claim help with interest from the DWP whilst receiving rental on the property. They apologised and offered to deposit £40 in my account . However i still am unable to locate this term and condition and i feel this is otherwise inappropriate I want to let my property as a way of releasing me from redress to social benefits not in order to continue with them
  • My husband and I live in a house where we have some spare bedrooms. We are considering the idea of setting up an AirBnB style operation to rent half the property out on a check-in and check-out basis. Are you aware if this is likely to be allowed under Banks and Clients’s standard 'consent to let' requirements?
  • I am looking to Banks and Clients to issue me with consent to let out my flat in Hounslow. I am moving to Dubai for 6 months for work.
  • Banks and Clients - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • I currently have my mortgage with Banks and Clients and have been for the previous twenty months and I am interested in finding out some more information about the possibility of obtaining 'consent to let’.
  • I was wondering if you can assist. I do not have consent to let from Banks and Clients and was wondering if this option is available to me to move to as I have to move back home to take care of my mum