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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bank of Ireland Mortgages consent to let

  • I currently have a mortgage offer with Bank of Ireland Mortgages. I anticipate that I will get keys in the coming weeks, however I may potentially be posted overseas for work. How feasible is it for me to get consent to let from Bank of Ireland Mortgages within a few months of completing. Do I have any other options?
  • What is the maximum period of time permitted by Bank of Ireland Mortgages that I would be able to let my property without having to change mortgage or sell my house? Essentially, my partner would like me to move in with him and I really don't want to sell my house. I would like the comfort of knowing I still own my own property.
  • We have a fixed rate mortgage with Bank of Ireland Mortgages that we are having difficulty negotiating consent to let due to being in New York and renting out the flat a few years ago without their consent which was an inadvertent error by us. We have a <45% LVR and made overpayments of £500pm for three years so we are not in arrears. We would happily change onto a BTL rate with Bank of Ireland Mortgages at a jacked up rate however that has not been offered to us.
  • In 2001 I was issued with consent by the local council and my mortgage provider Bank of Ireland Mortgages to convert a small barn into a granny annex, conditional on it not being disposed of separately from my house. My parents passed away some years ago and I would now like to lease it out with consent to let from Bank of Ireland Mortgages. Do you think this can be obtained?
  • If I am tied into a fixed rate with Bank of Ireland Mortgages but am thinking of letting out my property, is there a cost for consent to let from Bank of Ireland Mortgages and does the interest rate get uplifted?
  • We are close to purchasing a property and plan to live in it once we have renovated but we may need to let the property out but not sure what the rules are on consent to let from Bank of Ireland Mortgages? We don't need a buy to let mortgage because we are not certain if we will need to let it out at all
  • I am trying to investigate if it is possible to get a consent to let mortgage with Bank of Ireland Mortgages rather than a buy to let mortgage
  • I am potentially moving in with my boyfriend at his home and would like to rent out my property that I acquired thirteen months ago, I'm just not sure of the process as my property is my first home. What do I need to do to get consent to let from Bank of Ireland Mortgages If I obtain consent will my mortgage payments increase?