Need Help?

Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Bank of Ireland Mortgages consent to lease

  • I am a FTB interested in a detached house in Bank of Ireland Mortgages. I have a 50% deposit and expect a mortgage from Bank of Ireland Mortgages. My concern is that my fiancee inherited a flat in Birmingham and I can foresee myself moving in next month, at which point I would want to let out my house. I I know that consent to let is needed but it does not sound like a positive outcome is assured. Is there any advice you can impart?

  • My twin intends to rent out his flat out on the QT without consent to let via his mortgage lender Bank of Ireland Mortgages. He has been on an interest only loan since 2010. Outstanding amount due is £112k, having bought the flat for about £125k. In the absence of receiving consent to let by Bank of Ireland Mortgages, exactly what sanctions is he likely to face?
  • I would like to be informed of what the criteria is for Bank of Ireland Mortgages for consent to let. I have heard differing suggestions in relation to fees and rates. I need to relocate for career reasons but can not sell the property due to a depressed market.
  • At the moment I am looking to purchase my first property however, working as a consultant. I want to chose a mortgage provider that will permit short term letting with a homeowner mortgage so that I could let the property temporarily with long periods of absence without being compelled to a buy to let mortgage. Are you able to advise me on how lenders would view this and in particular the approach taken by Bank of Ireland Mortgages.
  • What information should I include in a letter applying for consent to let my property in Southwark? I would like to send a request to my lender Bank of Ireland Mortgages.
  • I have a residential mortgage with Bank of Ireland Mortgages, and I would like to let the flat out, until I decide whether to sell or hold on to it as an investment. At the moment I am on the standard variable rate. Will I need to remortgage? I.E. BTL?
  • My mortgage has been with Bank of Ireland Mortgages for six years. I would like to apply for consent to let my flat. I have been waiting for a response from Bank of Ireland Mortgages. Are you able to please check and help?
  • Last month purchased my property and took out a mortgage with Bank of Ireland Mortgages but my boyfriend has asked me to move in with him. Would I be granted consent to let?