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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Bank of Ireland Mortgages consent to let: Q and A’s

  • I have a residential mortgage coming up for renewal with Bank of Ireland Mortgages. The house has been tenanted for a couple of years and I now realise that I should come clean toBank of Ireland Mortgages. My understanding is that I must apply for consent to lease, but given that the property has already been let out could they decline - determine that I go onto a BTL product or even fine me? There is excellent equity - 30% LTV and have never missed any payments.
  • I have a residential loan with Bank of Ireland Mortgages. I would like to purchase a further house and my financial adviser suggested I seek consent to let. As far as I am aware they only grant consent to let if I have the intention to go back to my current property. Did I get accurate information?
  • To what extent do the letting agents we rented through have a duty of care to have checked that the landlord attained consent to let from Bank of Ireland Mortgages?
  • Since we are relocating and failing to find a buyer for our house, we are thinking about letting it out. Am I required to inform Bank of Ireland Mortgages? I have a hunch that Bank of Ireland Mortgages might change our terms. I thought if you continued paying on time it shouldn't be an issue, but am now nervous about insurance implications if we haven't come clean. Any thoughts?
  • I am looking to Bank of Ireland Mortgages to grant consent to let out my flat in Hackney. I am moving to Germany for 5 months on a secondment.
  • Interested to know if if consent to let would be forthcoming from Bank of Ireland Mortgages enabling me to move back in with my mum and dad for 12 months and conserve some cash to extend the lease on my property?
  • Bank of Ireland Mortgages - consent to let potential. Do you have experience of the process with this lender? Do they have a minimum period prior to changing to this and a minimum LTV?
  • Just wanted to know what needs to be provided to Bank of Ireland Mortgages in order to get consent to let? I just finished a three year fixed mortgage and potentially moving to another flat with my boyfriend.