Consent-to-let Help for Bank of Ireland as Bank of Ireland Mortgages

Top Five Questions relating to Bank of Ireland Mortgages consent to lease

• My wife and I have a Bank of Ireland Mortgages mortgage and are are not in arrears, both employed etc. Do you know how much it will cost and if Bank of Ireland Mortgages usually grant consent to let without transferring to a commercial rate?

• Do you know if an ERC would be categorised as a deductible expense to be offset against tax for a BTL property? Last year I was going to apply for consent to let from Bank of Ireland Mortgages on my flat but I ended up switching mortgage provider to get a BTL mortgage. I had to pay an early redemption charge as I was still in a fixed rate period.
• I have a fixed mortgage with Bank of Ireland Mortgages (with just over eighteen months remaining) but due to redundancy want to move away from NW London (actually to a new job in Belgium) and so want to lease the property out. We are keen to avoid the expense of an early redemption charge and understand that some lenders are content to issue this 'consent'...what is the policy adopted by Bank of Ireland Mortgages?
• Enquiring whether Bank of Ireland Mortgages perform any checks when obtaining a homeowner mortgage, I'm preferably looking to rent the property out and am in two minds as to whether I should apply for consent to let. How likely are they to find out if I lease the property out?
• I'm gathering some information on whether consent to let is something available to me? We have a Bank of Ireland Mortgages mortgage and are thinking of leasing the property out for two years, but cannot really afford to convert to a buy to let rate. Is consent to let a viable option rather than to switching to a buy to let rate?
• This is not a question specific to Bank of Ireland Mortgages but do lenders generally supply the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
• My wife and I have a consent to let letter that I have attained from my management company. I presume I need to send this with a letter to Bank of Ireland Mortgages with a view to securing consent to let from them. What address shall I send it to?
• Is there a time limit on a consent to let from Bank of Ireland Mortgages? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?