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Need professional advice for your consent to let with Bank of Ireland as Bank of Ireland Mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Bank of Ireland Mortgages consent to lease

  • Exciting times as my better half and I plan to return to New Zealandin Month, initially for a little as 9 months but potentially longer term. I'm in the process of writing to Bank of Ireland Mortgages for consent to let out our property (we have already found tenants). I have had a mortgage with Bank of Ireland Mortgages for Six years and I am up to date with payments. Bank of Ireland Mortgages say, that even if they grant consent to let, that this will be limited for a period of twelve months. Do I then need to reapply?

  • Bank of Ireland Mortgages have just granted me consent to let. After some effort, Bank of Ireland Mortgages have issued me with ‘consent to let’ confirmation . There is reference to an assured shorthold tenancy. Can you explain what this is?

  • I have a residential property but I am moving with my girlfriend to a different town for work purposes and moreover close to her university. Im keen retain the house but not sure I can afford a BTL mortgage. It will only be short term -three years until my girlfriend has finished University and I can sell, or move elsewhere. My mortgage is with Bank of Ireland Mortgages. Do you think they will grant consent to let?
  • My husband and I reside in a property where there exists a number of vacant rooms. We are looking into the opportunity of establishing an B&B type operation to rent rooms out on a check-in and check-out basis. Are you aware if this kind of thing acceptable under Bank of Ireland Mortgages’s consent to let protocol?
  • This is not a question specific to Bank of Ireland Mortgages but do mortgage companies usually provide the information I need for my Buy to Let or Consent to Let self-assessment tax submissions?
  • My partner and I are contemplating a remortgage and also thinking of renting the property in the years to come - Is there a fee with Bank of Ireland Mortgages to procure consent to let and what are the requirements?
  • My fixed rate loan with Bank of Ireland Mortgages expires in April and have to move with work soon after. What are the chances that I will be able to both remortgage and get consent to let?
  • I am currently remortgaging and exploring the flexibility of certain mortgage providers when it comes to consent to let. Bank of Ireland Mortgages is one of the lenders I am thinking of going with. How accommodating are they when it comes to consent to let?