Need Help?

Need professional advice for your consent to let with Bank of Ireland (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Bank of Ireland consent to lease

  • I am three years into my 5 years fixed term mortgage and planning to take an overseas job so wish to let my flat for 2 years. My L2V is about 50%. Can you tell me if Bank of Ireland will charge me more interest for consent to let for a couple of years?
  • My brother and I are joint proprietors of a flat in Waltham Forest with a Bank of Ireland mortgage. I am looking to move on and buy a house with my fiancee. How should I deal with letting out my room? Would I need consent to let from Bank of Ireland. My brother will continue to reside in the property
  • Since we are relocating and failing to sell our house, we are considering letting it out. Is it imperative to inform Bank of Ireland? I am concerned that Bank of Ireland might change our terms. I was hoping that if I continued paying on time it shouldn't be a problem, but am now worried about insurance implications if we haven't got consent to let. Any thoughts?
  • I have been serving in the Royal Navy for three years and am looking to acquire a house using a Bank of Ireland mortgage. I would like to be given consent to let this property to my mother and father in law. In the future I plan to live in the property with my wife and kids when my military career comes to an end. Will I need to apply to my Commanding Officer to request permission to rent it out?
  • I took a homeowner mortgage with Bank of Ireland and my circumstances have changed due to family, can I apply for consent to let. What changes will affect me?
  • I am trying to discover which lenders are best for giving consent-to-let without hiking up rates, and hopefully permitting in excess of two years if necessary. Is that something you can assist me with? We are particularly interested in Bank of Ireland
  • Am I required to wait for consent to let to be given on my prevailing residential mortgage with Bank of Ireland before applying for a resi mortgage on a second property?
  • I have a residential mortgage with Bank of Ireland, and I would like to let the property out, until I decide whether to sell or retain it as an investment. As things stand I am on the standard variable rate. Will I need to remortgage? I.E. BTL?