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Need professional advice for your consent to let with Bank of Ireland (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Bank of Ireland consent to let

  • I am buying a two bedroom ground floor purpose built flat in Croydon. I am only looking to live there for under a year, and then move into a bigger apartment. As opposed to disposing of the prior home my preference would be to rent it out so that it becomes an investment. Do you know if Bank of Ireland would grant consent to let after half a year?
  • I have just been presented with a once in a lifetime job opportunity for eight months abroad. I do have sufficient money to meet the monthly Bank of Ireland mortgage yet the block insurance stipulates that the property must be occupied in order not to be invalidated. Last December the roof suffered storm damage but was repaired. If there happened to be any problems during the winter months I would find it hard to cover the remedial works. Would I be eligible for consent to let via Bank of Ireland for a limited period?
  • I would like to let my three bedroom second floor purpose built flat out from the end of June next year as I will be going for a few months. I have a homeowner mortgage with Bank of Ireland. I will not be letting for more than six months. Most likely it will be four months. It has been suggested that I seek permission from my freeholder first? Please can you suggest what I should be doing in what order?
  • We are looking to lease out our one bed flat in Lewisham in the new year. I would like some guidance on what I need to do. I've just moved our Bank of Ireland mortgage to a fixed term and just need to understand the process and what information I'll need to get consent to let.
  • We have a letter to Bank of Ireland requesting consent to let signed and ready, but I'm not sure what address I should post this to. Can you please help me with the address?
  • Is there flexibility in the accepted equity amount before transferring from an existing Bank of Ireland mortgage to a consent to let?
  • Do Bank of Ireland grant consent to let? I am just considering this in order to move home in the coming months
  • I am looking at an offer to work overseas and have been advised that I need to let Bank of Ireland know so my mortgage is under consent to let? Please could you clarify the best way to go about this?