Need Help?

Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Atom Bank consent to lease

  • We acquired a terraced property in 2010 for 230,00 with Atom Bank. My husbands career requires that we move to Cyprus and now wish to obtain consent to let from Atom Bank. Will they grant permission?

  • I am three years into a five year fixed term mortgage and intend to take an overseas job so wish to rent out my flat for 2 years. My LTV is about 60%. Can you tell me if Atom Bank will charge me more interest for consent to let for the period of my letting?
  • What is the maximum period of time permitted by Atom Bank that I would be able to let my property without being required to switch mortgage or sell my property? In essence, my partner would like me to move in with him and I really want to hold onto my house. I would like the comfort of knowing I still have my own home.
  • My partner and I would like to know what the criteria is for Atom Bank for consent to let. I have come across differing suggestions in relation to charges and rates. I need to move area for career reasons but I don't want to sell the house due to a difficult market.
  • I am thinking about moving in with my boyfriend but would rather not to sell my flat. What is the process for seeking consent to let from Atom Bank, and how likely is it that this will be granted?
  • My son has a mortgage with Atom Bank and he wants to let his flat out as he is moving in with his girlfriend.Will she be issued with consent to let? What is the procedure and what needs to be done next?
  • My wife and I took out a mortgage with Atom Bank a few months ago and although it's still early days we may have to relocate around next Spring and would like to be able to lease our property out. Would this be possible with a homeowner mortgage?
  • I am a Atom Bank borrower. I would like to apply for consent to let my flat. I have been waiting for Atom Bank to get back to me. Are you able to please check and help?