Need Help?

Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Atom Bank consent to let

  • I have a normal mortgage over my property in loc and am due to relocate to country for a couple of years. During this time frame it makes financial sense to let out my house. My lender says I cannot have consent to let. I wish to avoid taking out a buy to let loan as it’s only for a limited time-frame that I am abroad for.

  • I I have a residential mortgage with Atom Bank but I would like to occasionally take in lodgers....do I require consent to let from Atom Bank?
  • My flat has a mortgage against it with Atom Bank and I have been letting out my apartment minus consent to let, making me in breach of my mortgage contract. I think that they have sussed that I am not living there. What are the legal connotations of my failure to gain consent to let?
  • Much to my surprise I have just been presented with an excellent job opportunity for eight months overseas. I have enough money to meet the monthly Atom Bank mortgage however the block insurance stipulates continuous residency in order to be valid. Last Christmas the roof suffered storm damage but was repaired. Should there be any problems in the winter months I would find it hard to afford remedial works. How likely is it that I will get consent to let from Atom Bank for the period I am overseas?
  • We are deliberating a remortgage and also thinking of renting the property in the years to come - Is there a cost with Atom Bank to obtain a consent to let and what are the criteria?
  • My fixed rate loan with Atom Bank ends in May and have to relocate for work soon after. Is it likely that I be able to both refinance and get consent to let?
  • I am interested in further information concerning consent to let mortgages, potentially switching our current mortgage with Atom Bank across to a consent to let one.
  • Is consent to let a cheaper way of becoming a landlord? Isn't this a loophole for some borrowers to exploit?