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Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Atom Bank consent to let: Q and A’s

  • My daughter is going to work overseas for three years and would like to rent her flat out. She has a Atom Bank fixed rate mortgage on repayment and wants consent to let the property as well as switch to interest only. What does she need to do?
  • I moved out of my apartment about seven months ago but didn't get around to get a consent to let letter, mainly because the mortgage fix rate period is ending next month and I am considering refinancing in any event. I want to ask for the letter now, is that going to be tricky?
  • I currently have a mortgage with Atom Bank and the LTV is currently 45% with the Atom Bank current book value and would like to buy another property but would like to keep my current property at the current market value. I have had CTL from Northern Rock on a previous property so know a bit about them and I also have buy to let with Mortgage Express on another property. Does the expected rental income on a consent to let with Atom Bank need to exceed the mortgage repayments? I have a fixed rate which I tied into a fixed rate and left the term at 18 years so it was paid off as early as possible, obviously this leaves with quite a high monthly cost.
  • I have been serving in the Royal Air Force for six years and intending to purchase a property using a Atom Bank mortgage. I would like to get consent to let the property to my parents. In the future I would live in the property with my family when I leave the Royal Air Force. Will I need to apply to my superior officer to request permission to rent it out?
  • I don't currently have consent to let from Atom Bank but I would like to change to one, I am looking at working away for eighteen months. But want to keep my home for when I come back - are you able to assist?
  • I wish to let out a room in my house in Southwark. Do I require consent to let from my mortgage co Atom Bank?
  • We are looking to place my residential property on rent due to work commitments and was curious if this is possible to get consent to let. It is on a fixed rate mortgage with Atom Bank until 2018 October
  • I am planning on moving within the next 7 months and would like to let my house out. My current rate is fixed with Atom Bank. I am concerned that a rate hike would be too much if that was linked to getting consent to let