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Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Atom Bank consent to lease

  • What is the difference between consent to let and changing to a buy to let mortgage? What is the consent to let rate offered by Atom Bank?
  • We are a young couple and we found a home flat in Haringey that we like and wish to get a mortgage with Atom Bank. My concern is that I am pregnant and might give birth any time soon as I am on my 9th month of pregnancy. This wouldn't make it impossible for us to move straight away so we are contemplating living with my mum and dad for the next few months. Meanwhile, if we buy this property, we can lease it out. I was just wondering how will that work out? Are we likely to obtain consent to let by Atom Bank
  • My fiancee and I are are looking to join the property ladder, presently renting. We want to buy a 2 bed flat in Enfield. We want to move there, but will need to wait for a job - perhaps a couple of years. Do we need to get a buy-to-let mortgage? Could we have a residential mortgage with Atom Bank, because we intend to move there soon? Alternatively could we move there for a few of months, then start renting it with consent to let from Atom Bank? I'm only evaluating scenarios that are completely legitimate, and have no intention of breaching the provisions of the Atom Bank mortgage.
  • We have just sorted our rates for another fixed period with Atom Bank. Some weeks later, I went to an interview and basically I accepted the job offer in Waltham Forest. I'm going to rent a one bed flat for the family in Camden as we don't want to sell the house and moreover we might come back before two years.... We really don't know how things will work out. We have contacted Atom Bank but we would appreciate your point of view please. Is it possible to receive consent to let in that case as we secured a fixed 5 years rate we would not want to lose this rate.
  • Interested to know if I would be able to get consent to let from Atom Bank enabling me to move back to my mum and dad for a year or two and save the money on the lease extension for my flat?
  • How do I go about getting a consent to let application form from Atom Bank and how quickly can I get the consent?
  • My wife and I took a mortgage with Atom Bank but am told they have a stipulation that they do not give consent to let the property to a local authority. Is this correct and if so, is there a way round this?
  • I was just enquiring how to obtain consent to let from Atom Bank...do I call them or write a letter to them?