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Need professional advice for your consent to let with Atom Bank? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Atom Bank consent to let: Q and A’s

  • Always on the look out for a money making scheme I am contemplating leasing out my home and generate some income while I am on holiday. I only plan to be away for four weeks. Will consent to let be needed from Atom Bank?

  • I am with Atom Bank and just had to apply for consent to let, but wondered if they impose any conditions on the level of rental income?
  • I need to switch my domestic mortgage with Atom Bank to a consent to let and looking for some guidance... I bought my first property in London in 2009. After a new job opportunity I moved to Belfast, and five months ago got a residential joint-mortgage with my partner. I am inclined to keep with Atom Bank and seek consent to let rather than attempt to apply for a new mortgage elsewhere, but if Atom Bank refuse what lenders can I approach.
  • How long must you be the registered owner of a property before one is eligible for consent to let ,the lender is Atom Bank? If granted, can it be retracted months later?
  • Will Atom Bank want to know why I am applying for consent to let? Should I disclose my possible move overseas?
  • My partner and I are interested in understanding the Atom Bank consent to let procedure and prerequisites for granting.
  • I plan to buy a new house but can't afford to sell my current flat with a Atom Bank mortgage. Do you know the criteria for Atom Bank to give consent to let? Is getting married and having kids a sufficient reason to make the request?
  • I have only recently completed my mortgage with Atom Bank since when my boyfriend has proposed and we are deciding whether to live in his house or mine. Would I be issued consent to let if I were to move into his property