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Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Top Five Questions relating to Atom Bank consent to lease

  • I have a friend who is talking about leasing their property out and moving in with partner. The property is in Hounslow and has a £80k home loan with Atom Bank. What would she need to do to get consent to let if she decides to move forward.
  • I have a Atom Bank mortgage and have been renting my apartment without consent to let, which I am now led to believe means I am in contravention of my mortgage Ts and C’s. I fear that they have sussed that I am not residing there. What are the legal ramifications of my failure to gain consent to let?
  • Resulting from a redundancy my partner and I are looking to move away from Croydon and our house, potentially to a job in Copenhagen but that means we will want to let the property but don't want the cancellation fees of existing Atom Bank mortgage which will be expensive.What are acceptable reasons for obtaining consent to let on our property?
  • I recently got married and my wife and I would like to buy a family home in the coming year, whilst keeping our 2 bed apartment in Islington we currently live in to rent out. Mortgage on the flat is with Atom Bank. I don't want to put myself in a situation with two residential properties and then be refused consent to let.
  • We have already let but only just realised Atom Bank ought to have been notified and consent to let applied for - can consent be obtained retrospectively?
  • Just wondering if if consent to let would be forthcoming from Atom Bank enabling me to move back in with my mum and dad for 12 months and conserve some cash to extend the lease on my flat?
  • My partner is considering placing an offer on a new property in Redbridge and is getting a good deal as it needs renovating. We want to rent our current property for 2 years and come back to live. Is there anything in the Terms and Conditions of my Atom Bank mortgage permitting me to rent it out or do I require specific consent to let?
  • Am I required to wait for consent to let to be given on my current domestic mortgage with Atom Bank before applying for a resi mortgage on a new property?