Need Help?

Need professional advice for your consent to let with Atom Bank plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Atom Bank consent to let

  • I have a property in Newham with a Atom Bank mortgage but have not lived there for a while. My brother moved in but is there rent free. At the moment I live in rented accommodation and am keen to purchase a house. I have identified a dream property at an attractive price. I have sufficient for a deposit to use on the house I am interested in but would be a financial strain to pay enough off the old property to change it to a buy to let loan simultaneously. Can I transfer the current Atom Bank mortgage for my old apartment into a consent to let and use my reserves to pay a larger deposit for the homeowner mortgage on the property that I am looking to purchase?
  • Our existing house in Lambeth has nearly £95K equity with a mortgage with Atom Bank. It's a 3 bed house in a popular catchment and it should rent well. We are possibly moving for my husband's work and were thinking of keeping this house on as an investment property - should we be swapping the loan to a buy to let product or should we apply for consent to let from Atom Bank?
  • I have been a mortgage holder with Atom Bank for 15 years. I got divorced 18 ago and bought the ex wife out. My situation has changed, I would like to keep my house but live with my new partner, leasing my house out. I have been told by my broker that I can seek consent to let from Atom Bank rather than a BTL mortgage as I haven't purchased the property with the intention of letting it out, your view would be appreciated?
  • Me and my husband are in a tricky mortgage scenario in the last 2-3 month. We have to rent our apartment with consent to let and move to a different location to be nearer to our daughter’s college. We now rent a property. We are finding it extremely difficult to find a better mortgage deal for our consent to let home. Is there is a list available as to which lenders grant consent to let and what their conditions are?
  • I'm soon to switch lender to Atom Bank for a fixed rate but the likelihood is that I will need to rent the flat out for about 12 months. Do Atom Bank consent to let on fixed rate mortgages and if so, what are the procedures.
  • Can you help with a question...if consent to let is granted by Atom Bank would it usually be restricted to a time limit, such as one year?
  • What, if any, income criteria do Atom Bank set for consent to let on an existing homeowner mortgage?
  • I hope you can help What do I need to do to get consent to let from Atom Bank? And what are the charges?