Need Help?

Need professional advice for your consent to let with ASTRA mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

ASTRA mortgages Consent to Lease Example Support Desk Enquires

  • I am between a rock and a hard place with a Consent to Let home loan. Having sought consent to let the lender has asked me to provide them with a signed AST prior to issuing permission. If I get a signed tenancy agreement would I not be violating the lender’s terms and conditions?

  • I have a ASTRA mortgages mortgage and have been renting my flat without consent to let, which I am now led to believe means I am in breach of my mortgage Ts and C’s. I suspect that they have sussed that I am not residing there. What are the legal ramifications of my failure to procure consent to let?
  • Is it legal to rent out our house in the absence of consent to let from our mortgage provider? I recognise that initially we signed a declaration saying it wouldn't be a buy to let property and that we don't own other property. I know you can't use help to buy if you owned other premises at the time, but what about property after the event? Can one purchase a further property, receive a gifted property?
  • My husband and I are soon to send the final details to our broker for them to proceed with our mortgage application to buy our first property together. My husband has another flat in 2003 which he co-owns with his brother. That flat was and continues to be leased out without any consent to let from ASTRA mortgages. Fast forward to our application - our broker requested info on the ASTRA mortgages mortgage. If we admit about the lack of consent to let from ASTRA mortgages will it adversely impact the chances of getting a mortgage?
  • My fiance and I are looking to ask ASTRA mortgages for consent to let out our house in Hounslow. We are moving overseas for 3 years and wish to let it out. I omitted to look into this when we took the ASTRA mortgages mortgage, and that was due to the fact that we never thought an opportunity like this would come up so was planning on being in the property.
  • I would like to send the consent to let form by courier and need to know if ASTRA mortgages have a regular mailing address I can use as couriers ordinarily don’t accept deliveries to PO Box addresses.
  • We would like to obtain consent to let on a house where we have a mortgage with ASTRA mortgages. If granted, how long would consent be given for? In asking for consent to let from ASTRA mortgages are we running the risk of them forcing us to change deal to BTL
  • I would like advice as to how to go about gaining consent to let from ASTRA mortgages and what, if any, fees I face.