Need Help?

Need professional advice for your consent to let with ASTRA mortgages? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to ASTRA mortgages consent to lease

  • I've got a current mortgage with ASTRA mortgages for almost 18 months and the fixed rate is soon to be renegotiated. We are contemplating taking equity from our current home to allow us to acquire a new larger house and then let out the current one bedroom apartment. We have had initial advice that we should get a new domestic mortgage allowing for consent to let - can you explain what this is?
  • We may be given an opportunity to work in a different office in the UK for a few months and wish to know if we can lease out our current apartment. It is a 2 year fixed rate and we are six months into the mortgage with ASTRA mortgages. We have lived at the property for more than five years. Our LTV is 80%. Are we likely to get consent to let from ASTRA mortgages? What can we expect in fees etc
  • Am I required to inform ASTRA mortgages of my plan to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking independent advice on the insurance, legal and tax ramifications.
  • Resulting from a change in personal circumstances my wife and I are housesitting my parents house while they are away and letting our flat out. We are going to need for consent to let from ASTRA mortgages. Will this be given? We will need to remortgage in the next twelve months will we then have to move to a BTL product. We intend to return to our flat at the beginning of 2017?
  • I have a standard mortgage with ASTRA mortgages - about 55% equity. I am considering relocating due to a promotion and enquiring whether consent to let would be granted so I could let out the property?
  • Prospective tenants are about to move into my property and I have mortgage offer from ASTRA mortgages on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I would like to know if I have a residential mortgage with ASTRA mortgages and decide to lease it out, does the rate increase and are there any additional charges for obtaining consent to let.
  • I have a granny flat attached to our home. Do we need consent to let this from ASTRA mortgages? If so, what is the process if I need to switch my mortgage to consent to let?