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Need professional advice for your consent to let with Ahli United Bank (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Ahli United Bank Consent to Lease Example Support Desk Enquires

  • Will Ahli United Bank exercise a right to increase interest rates on a regular mortgage where the lender has granted Consent to Let at any time, onto ‘rates equivalent to their Buy to Let products'?

  • What is the process for obtaining consent to let from Ahli United Bank? What evidence do they need? is there a fee to pay? How long the consent is valid for? Do I need to renew it every year? What if I obtain a consent but decide to sell the property rather than lease out the property?
  • After twenty years in the capital, I'm considering relocating to be nearer to family. We've only been homeowners for the last two years and about to renew our mortgage with Ahli United Bank. In the relocation destination, we are be looking at a 3-bed property around the £275k mark. Ideally, we would like to keep hold of my existing flat. Could I ask for Consent to Let from the proposed new lender Ahli United Bank. If granted what are the likely requirements?
  • We have an existing mortgage with Ahli United Bank and wish to clarify if it would be possible to seek consent to let out our maisonette in Barnet.

    The purpose for wanting to find tenants for the property are as follows: -

    • Me and my wife will be relocating to Cape Town in January.
    • By letting out the property this will enable us to make some savings to support the migration process.
    • It would be pointless from a financial point of view to redeem the mortgage for a property which we are not residing in and by leasing out the property this would be deemed as continuing investment.

    If Ahli United Bank granted permission to us for renting we would suggest some financial assurances to include: -

    • Continue to pay the monthly mortgage payment directly from my current account.
    • Retain the services of an accredited letting agent who will provide a rent guarantee scheme as a further financial safeguard.
    • Supply our contact details for when we relocate.
  • My wife and I would like to move home and have identified a house we wish to purchase so are considering renting out with consent to let from Ahli United Bank for our original property to enable us to place an offer and not miss out on the potential new property.
  • I am currently in the process of applying for a mortgage through Ahli United Bank - It is possible that in the coming months I may decide to let out the property - how would I switch the 1st time buyer mortgage to a buy to let mortgage?
  • About to remortgage my home but will likely be moving out in the near future and would be looking to lease it out. How quickly can you get consent to let from Ahli United Bank?
  • I'm mulling over a remortgage offer with Ahli United Bank and it's a strong possibility that I will require consent to let during the fixed period. Are there any charges I should be aware of?