Need Help?

Need professional advice for your consent to let with Ahli United Bank (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Ahli United Bank consent to lease

  • Two years ago we bought our council flat, in Southwark,recently valued at £175k. It was paid for in full from our own funds, mortgage fee. We can't sell (without repaying back a significant amount of the discount) before 5 years have expired. Regardless, we wish to hold onto it as a investment property to let out. We are considering taking out a mortgage with Ahli United Bank. Will consent to let be given?
  • Am I obliged to notify Ahli United Bank of my plan to rent a room out to a lodger. I have two spare rooms that could be used by lodgers and I was thinking that as the occupancy remains in keeping with that of the 'family' use of the property it might not require consent to let. Can you help clarify? I am taking independent advice on the insurance, legal and tax implications.
  • I have a prevailing Ahli United Bank mortgage on a property for the last eight years. Fast forward and I have got married and live in my husband’s home. My property is currently empty and we either need to sell or let it out. Clearly this will not be a short term agreement as the probability of moving back is low. What should I advise Ahli United Bank in order to get consent to let?
  • We are currently in NYC and renting out our flat in Tower Hamlets. This was unplanned but an opportunity came up and we took it. The rental income is insufficient to cover the mortgage so we send back money each month to make up the difference. Yesterday I got a letter in the mail from our lender telling me that because the property is being let out and has been for nearly three years we will have to pay 1.5% interest in addition to our current mortgage rate. One option is to sell the property but this will not be easy as I am so far away. Could we remortgage with Ahli United Bank and get consent to let?
  • My wife and I acquired a property in Liverpool with Ahli United Bank and am moving to rent a property in Cardiff due to work. Is consent to let from Ahli United Bankavailable? I am only looking to lease out the flat for half a year before selling.
  • We have a new mortgage however my girlfriend doesn't feel safe in the property due to other tenants in the block. I know that many lenders have a 6 month thing before consent to let - does this apply to all lenders. Is there any way Ahli United Bank would allow it from day one?
  • I was just wondering how to obtain consent to let from Ahli United I call them or apply formally in writing to them?
  • Do you know whether there a time limit on a consent to let from Ahli United Bank? and do you need to get a new mortgage first or a general residential mortgage can just be changed to a consent to let after application?