Need Help?

Need professional advice for your consent to let with Ahli United Bank (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Ahli United Bank consent to let: Q and A’s

  • We acquired a house in 209 for just under 200,000 with Ahli United Bank. I got married to someone in the forces so moved in to married quarters in Gibraltar and realise that I need to obtain consent to let from Ahli United Bank. Do you have any experience of consent to let from Ahli United Bank?

  • I would like to rent out my existing property as I wish to purchase a bigger house for the family. I have a mortgage with Ahli United Bank. On the basis I get the consent to let as I understand lenders are more than likely to push me towards getting BTL mortgage when the fixed term comes to an end. Could I refinance after a couple of years with another lender? What implications does that have apart from the higher rates - will I need a greater equity ratio in the property too ie lower ltv?
  • I am in the Royal Air Force and am looking to purchase a property using a Ahli United Bank mortgage. I would like to be given consent to let the house to my sister. In years to come I plan to live in the property with my family when I leave the Royal Air Force. Is this feasible?
  • Enquiring if Ahli United Bank perform any checks when obtaining a residential mortgage, I'm preferably looking to lease the property out and am in two minds as to whether I should apply for consent to let. How likely are they to find out if I rent the property out?
  • How much of my loan allowance will be made available to draw down on if I switch my mortgage to a consent to let with Ahli United Bank?
  • How likely is it that I can keep my existing homeowner mortgage with Ahli United Bank if I start renting out? If the consent to let is given will they load the interest rate?
  • I have a mortgage with Ahli United Bank. I am thinking of moving out and renting out my apartment. Am I required to obtain consent to let ?
  • How likely is it that Ahli United Bank force me into a consent to let product whilst in a fixed rate product for twenty four months?