Need Help?

Need professional advice for your consent to let with Ahli United Bank (UK) plc? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Frequently asked questions relating to Ahli United Bank consent to lease

  • Having endured living in a rough area for 3 years now, we are now looking to move. As disposing of the house will involve redemption penalties to Ahli United Bank of £2500, we thought that it would be sensible to rent it out. In the circumstances we need consent to lease from Ahli United Bank only 12 months. What can I do to get consent?

  • My brother plans to rent out his flat out on the QT without consent to let from his mortgage lender Ahli United Bank. He has been on an interest only mortgage since 2009. Currently owes £110k, having paid for the apartment for around £118k. If he lets the apartment out privately, exactly what sanctions does he risk?
  • We purchased a property ten years ago with the help of a housing association, I own 50% through mortgage and rent the remaining percentage. Three years ago I bought a new house. I rented out my first house and moved to my new home. I secured consent to let from my lender and I was under the assumption I had consent to let from the housing association. Last week I was contacted by the housing association saying they had nothing on record to evidence I had procured consent to sublet. What do I do now?
  • I have an offer accepted to purchase a house, we have a deposit of between 10-15% for a standard mortgage with Ahli United Bank. The one concern is we may leave the country in 2 months for work. We are using a financial adviser. She says if you tell this to the lender up front you will need to get a buy to let. Do go ahead with residential mortgage with Ahli United Bank, in a couple of months seek consent to let? Alternatively, do we try and speak to Ahli United Bank at this point and reveal there is a possibility we will move abroad in the future (nothing is definite regarding the move abroad) and see if they confirm in advance that it should not be a problem
  • My partner and I took out a mortgage with Ahli United Bank a few months ago and although it's only a possibility we may have to relocate around next Summer and would like to be able to lease our apartment out. Would this be possible with a residential mortgage?
  • I recently bought a house with 10% deposit for personal uses. A mortgage was taken with Ahli United Bank. However my circumstances have now changed. I am being transferred out of the location. Am I able to get consent to let from Ahli United Bank and put the house up to let?
  • Are you able to confirm what the process would be if we purchased a second home and need to obtain consent to let for our existing mortgage with Ahli United Bank
  • What, if any, income criteria do Ahli United Bank set for consent to let on an existing homeowner mortgage?