Consent-to-let Help for Adam & Company International

Top Five Questions relating to Adam & Company International consent to lease

• I have a mortgage with Adam & Company International on a property and I am intending to find a tenant for it out and rent an alternative house due to changes in personal circumstances - I want to move to a different area, and to live in a bigger property with my partner. I sought consent to let and yesterday got a response refusing as they considered that I want to invest. I as at a loss as to what my options are. I am now at risk since I already have rented a new property and would have to pay both Adam & Company International and rent, which could put me in financial risk. The matter is urgent because a prospective tenant at the ready
• Last month I was provided with a work opportunity 250 miles from home and wondering if it's a good idea letting my house out. Will Adam & Company International permit me to switch mortgage or grant consent to let? If not I will have to consider if I should accept the job. I have no objection to paying an increased amount as I intend to come back and move into my home after twenty four months. My agenda here is not to to make money. Just really like my house and wish to return to it at some point in the future.
• Is it possible to let out our property in the absence of consent to let from our mortgage provider? I know that initially we signed a form stating it wouldn't be a buy to let property and that we don't own other property. I know you can't use H2B if you owned other property at the time, but what about property after the event? Can you purchase a further property, receive a gifted property?
• My wife and I are looking to apply to Adam & Company International for consent to let on my current residential property in Haringey. I am planning to draw down equity from my existing house ahead of this, and making use of that money to buy a second home. I will stay in that house whilst doing it up for nine months at which point I intend to sell it then move back to my current house. Is this something Adam & Company International will consider consent to let for or does this fall outside the standard criteria?
• How much is it to get a consent to let from Adam & Company International on my residential property. I've moved in with my partner and have a friend renting from me.
• As a result of work opportunities I will be relocating to Scotland and would like to rent the flat temporarily, please let me know what steps I need to take in order to achieve consent to let from Adam & Company International?
• Was wondering how to precure a consent to let from Adam & Company International who I have a mortgage with. There is an outstanding balance of 87k. The value of house is 220k. Property is in my name but my wife and I would like to purchase a maisonette in Waltham Forest we have seen together. How do we go about this?
• What are the implication if a borrower has already leased out the property for some years as an HMO and now wish to legalise the situation with Adam & Company International by getting consent to let ? (assume Adam & Company International had already issued a standard mortgage in the past)