Consent-to-let Help for Adam & Company International

Sample questions relating to Adam & Company International consent to let

• Due to my career, I am in a position where I anticipate that Adam & Company International will provide me with Consent to Let from day one of owning a property. My intention is to buy a property locally and rent it out, I will remain in the house that is provided (rent payable) by my employer. As I will be renting out the property I will obviously have to prepare a Self Assessment Tax Return, but I just want to check that although it is the only house I own (and it is not on a BTL mortgage), can I claim Tax relief on the interest on my mortgage and the associated costs of letting out the property. I can only find advice for those with a buy-to-let mortgage, but mine will technically not be B2L.
• I am looking for some preliminary guidance as to whether consent to let is a sensible option. I bought my apartment 7 months ago by transferring an existing Adam & Company International mortgage product. My fixed rate ended 4 months ago. I'm currently considering moving in with a new partner who has his own property and mortgage also with Adam & Company International, which I would not seek to be added to. I don't want to sell my property yet because I'm unsure of whether the new move will work out. I don't want to switch to a buy to let mortgage yet for 2 reasons: 1) I need to discover if it is a marketable property with rents higher than my mortgage payments and 2) I need to raise extra capital to satisfy the 65% LTV ratio required for a buy to let mortgage. Ideally I would like to get a consent to let from Adam & Company International for a couple of years in order to be more secure in becoming a possible landlord and to raise the capital. If at the end of the consent to let period I was unsure I would probably either sell my property or, depending on the new relationship working out, resume living there.
• What is the maximum period of time allowable to Adam & Company International that I would be able to let my property without being required to transfer the mortgage or sell my house? In short, my boyfriend has asked me to move in with him and I really don't want to sell my house. I would like the comfort of knowing I still own my own property.
• We have a flat in Havering which we purchased as a new-build just over twelve years ago. As childen are growing up we need a larger home. We've identified a house in Harrow that we would like to buy and want to keep the flat as an investment to rent out. The mortgage is with Adam & Company International and we've found a tenant who will pay rent which more than covers the monthly mortgage amount. The query is, can we retain the repayment mortgage with Adam & Company International so we effectively paying off our loan on the property or do we have to move it to a buy-to-let product?
• I have separated from my wife and we have moved back in with our respective parents and plan to divorce. What do I have to do to get Adam & Company International to give consent to let our house out to students?
• I am deliberating on renting my flat will Adam & Company International invoice me for a consent to let letter?
• So this is the scenario: I am moving to Amsterdam as part of a promotion. This might be for a number of years. However I will be on a six month probation period .I'm wanting to know how to go about getting consent to let from Adam & Company International and any costs to be incurred
• Do I require consent to let if I let to a family member (in my case my brother now lives there and contributes towards the Adam & Company International mortgage)?