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Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Questions and Answers: Accord Mortgages consent to let

  • My wife and I intend to relocate to Floridain Month, initially short-term but potentially longer term. I'm in the process of writing to Accord Mortgages to obtain consent to let out my home in Accord Mortgages. I have had a mortgage with Accord Mortgages for Six years and no payments have ever been missed. Accord Mortgages say, that even if they give permission, that this is a short term consent for a period of twelve months. And then what?

  • Can you confirm if it is probable that I will obtain a consent to let with residential mortgage with Accord Mortgages? We are preparing to relocate to Bexley to live nearer to our daughter’s college, but we are by no means certain if the move will be permanent.
  • Our current property in Bromley has probably about £120K equity with a home loan with Accord Mortgages. It's a 3 bed house in a popular catchment and it should rent easily. We are probably moving for my partner’s work and were considering keeping this house on as a rental property - should we be swapping the loan to a B2L product or can we get consent to let from Accord Mortgages?
  • My husband and I currently live in Dubai and renting out our property in the UK. This was unplanned but an opportunity arose and we took it. The rent we make on the apartment is not enough to cover the mortgage so we transfer money each month to cover the difference. Yesterday I got a letter in the post from our lender informing me that because the property is being let out and has been for nearly two years we will have to pay 1.5% interest on top of our current mortgage rate. One option would be to sell up but this will not be easy as I am on the other side of the world. Would it be possible to remortgage with Accord Mortgages and get consent to let?
  • I have a domestic mortgage with Accord Mortgages and my circumstances have changed due to family, can I obtain consent to let. What changes will affect me?
  • Me and my wife are considering applying to Accord Mortgages to obtain consent to let our house, how long does it take from the point of submitting the application to us finding a letting agent and listing our house for rent? and are there any additional steps we will need to take?
  • I am interested in some advice on how best to approach my mortgage company Accord Mortgages regarding a 'Consent-to-Let' application. Is this a task you can offer guidance on ?
  • I have fixed rate mortgage with Accord Mortgages. I may have to let out my flat due to necessity. If I seek consent to let, will I have to pay a lot more interest?