Need Help?

Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Examples of recent questions relating to Accord Mortgages consent to let

  • How likely are Accord Mortgages in granting Consent To Let on a studio flat? It is currently on the market and it has been for six weeks. I am keen to sell but I'm concerned that given the lack of interest I will need to rent out the property in order to cover the monthly payments to Accord Mortgages (I do not now live there). I would prefer to come clean with Accord Mortgages than keep them in the dark but I'm not sure how understanding they would be.
  • How easy is it to seek consent to let with Accord Mortgages. I am considering fixed deals and intend to reside at the property but would like to understand what options are open to me for example - if a job elsewhere was attractive or for a year abroad Could you let me know generally how receptive Accord Mortgages are regarding consent to let?
  • Can you explain "consent to let" to me? I live in a studio apartment and its in good condition. It is on the market and I can't find a buyer. This is probably due to an longstanding feud with the family next door. I have had to put this on the disclosure form. I am with Accord Mortgages on a standard variable rate. Someone mentioned I should seek consent to let via Accord Mortgages and rent the property for a year or two.
  • I have a current mortgage contract with Accord Mortgages and need clarify if it would be possible to seek consent to let out our studio flat in Ealing.

    The purpose for wanting to find tenants for the property are as follows: -

    • My family and I will be relocating to Hong Kong in January.
    • In letting out the property this will facilitate savings to help the migration process.
    • There is little merit from a monetary perspective to pay off the mortgage for a property which we are not residing in and by renting out the place this would be considered as an ongoing investment.

    If Accord Mortgages agreed that we are able to proceed with renting we would suggest some financial commitments which are as follows: -

    • Maintain paying the monthly mortgage payment directly from my bank account.
    • Use an accredited letting agent who will provide a rent guarantee scheme as a further financial protection.
    • Provide our forwarding details for when we emigrate.
  • Can you help me understand what are acceptable reasons for leasing a property when it comes to seeking consent to let from Accord Mortgages? Are you able to help?
  • I was just looking into consent to let as it's something potentially I would need from Accord Mortgages within the next year. Our circumstances have changed, and I would like to rent my home out
  • I have tenants ready to move in and I have mortgage offer from Accord Mortgages on new house on condition of consent to let for original house. How long should it take to receive letter once I send back a completed application with cheque.
  • I would like to get consent to let from Accord Mortgages for a few years at which point I hope to switch to a B2L. Is this achievable