Need Help?

Need professional advice for your consent to let with Accord Mortgages Ltd? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Recently asked questions relating to Accord Mortgages consent to lease

  • Do I need consent to let from Accord Mortgages or can I rent out my property without telling Accord Mortgages and having to convert to a B2L mortgage?

  • The tenants for my property have asked for a duplicate of my ‘consent to let’ from Accord Mortgages, my bank. Is this standard practice? My letting agent cannot offer an explanation, can you?

  • What information do Accord Mortgages need to to determine whether to grant consent to let. I am on a two year fix with them. I have a good track record of mortgage payments over several years. I am looking at moving to Merton owing to surprising growth of family. I will be retaining my current job and my annual income has increased by thirty per cent since the mortgage started.
  • We are currently in Hong Kong and renting out our apartment in Enfield. This is not something we planned but an opportunity presented itself and we took it. The rent received on the property is insufficient to cover the mortgage so we send back money each month to make up the shortfall. Yesterday our lender got in touch informing me that because the property is being let out and has been for nearly three years we will have to pay 1.5% interest in addition to our current mortgage rate. One option would be to sell up but this will be far from easy as I am on the other side of the world. Would it be possible to remortgage with Accord Mortgages and get consent to let?
  • I am thinking about letting out my house via a consent to let from Accord Mortgages, what fees are likely to be incurred?
  • Do I need to wait for consent to let to be given on my current residential mortgage with Accord Mortgages before applying for a resi mortgage on a second property?
  • I currently have my mortgage with Accord Mortgages and have been for the past twenty months and I am interested in finding out some more information about the possibility of getting 'consent to let’.
  • I recently bought a property using a Accord Mortgages mortgage. However I am presently living with mother and father. I don't want to move in until next February due to some family reasons. In meantime can I rent out the property with consent to let?