Need Help?

Need professional advice for your consent to let with Landbay? There are various implications when it comes to letting out your property with an existing residential mortgage - you should seek professional assistance.

Common questions relating to Landbay consent to lease

  • We bought a flat in 2012 for 175,500 with Landbay. My husband’s job requires him to relocate to Cyprus and realise that I need to apply for consent to let from Landbay. Do you have any experience of consent to lease from Landbay?

  • Doing everything by the book I’ve been leasing out my house with "consent to let" from Landbay on a homeowner mortgage for the previous two years. Landbay have put forward an ultimatum withdrawing their consent to let if we do not swap to one of their "buy to let" products.

  • We are currently one year into a year fixed rate mortgage with Landbay. Ideally we would like to purchase a larger second property in the coming months however would prefer to keep the first house and I was wondering what reason we could put down on the consent to let application to get their approval
  • What is the process for obtaining consent to let from Landbay? What documents do they require? is there a fee to pay? Is consent generally limited in time and if so, for how long? Do I need to renew it every year? What if I obtain a consent but decide to sell the property rather than let out the property?
  • If I am tied into a fixed rate with Landbay but am thinking of letting out my property, is there a fee for consent to let from Landbay and does the interest rate increase?
  • We are close to purchasing a place and plan to live in it once we have renovated but we may need to let the property out but not clear on what the rules are on consent to let from Landbay? We don't require a buy to let mortgage because we are not certain if we will need to let it out at all
  • I want to take in in a lodger for my one bedroom apartment in Hackney which I live in. My mortgage is with Landbay. Will they grant consent to let?
  • Me and my brother have had my home loan with Landbay since 2007 with no arrear If I sought consent to let would I get a positive response?